All insurance policies are serviced by Hylant, an independent insurance agency. This information is a summary only. It does not include all terms and conditions and exclusions of the policies described. All references to claim settlement information are based on the loss being covered by the policy and are subject to change without prior notice. Please refer to the actual policies for complete details of coverage and exclusions. Coverage may not be available in all jurisdictions. All policies are subject to underwriting review and approval by the insurance company providing coverage.